It is November of 1910. You and your nine-year-old younger brother have just landed at Ellis Island.
You are progressing through the eight stops in Ellis Island that all immigrants must follow to be admitted into the United States. You are both eager to join the rest of your family in Waterloo, Iowa.
You leave your trunk in the baggage room as required.
When you go back to retrieve your trunk, it is nowhere to be found. It has simply disappeared.
In 1909, Congress passed a law that immigrants had to have at least $20 with them. After you move through the money exchange you and your brother have $24.50 between you.
Fortunately you already have your train tickets from New York to Waterloo. But you need to buy a new trunk and enough clothes to get you to Iowa. You also need money for food.